Loan Products Designed
For Business Success
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In-Depth Discovery
We begin by understanding your unique business landscape. Our specialists analyze your goals to identify the most efficient capital structure for your immediate and long-term needs.
Tailored Solutions
We simplify the complexities of SBA and Commercial loans.
With decades of experience our team handles the intricate documentation and submission processes, knowing what lenders require, ensuring your application is optimized for rapid approval.
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Funding Access
Upon approval, we facilitate the closing and transfer of funds to your business. Our relationship continues beyond funding, offering ongoing support as you scale and reach new milestones.
Accelerated Funding
We bridge the gap between complexity and capital, delivering loans with industry-leading speed through our proprietary digital evaluation system.
Expert Capital Strategy
Experience personalized consultation from a senior advisor who specializes in simplifying financial structures, making capital accessible to businesses of all sizes.
Clear Path To Capital
Preferred Business Capital eliminates hurdles and offers clear terms and a streamlined process designed to fuel your long-term success.
Fund Your Vision.Fuel Business Growth
Paula Gambino
President
Preferred Business Capital
 25+ Years Of Expertise | Strategic Growth PartnerÂ
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Most small business owners don't only need a loan; they need a strategist who knows exactly how the person approving their loan thinks.
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With over 25 years in the financial services industry—most recently as SVP and Head of SBA at Peapack Private Bank & Trust—I have spent my career at banks where lending decisions are made. I’ve built two SBA departments from the ground up, scaling them into top-tier, profitable divisions. Now, I’m putting that "insider" expertise to work exclusively for you.
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How I Bridge the Gap:
Insider Strategy: I don't just process files; I structure your story for a "Yes."
Elite Network: I leverage deep industry connections to match you with the right lender.
End-to-End Execution: From credit analysis to closing, I manage the entire process so you can focus on your business.
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I believe that behind every loan application is a story. My mission is simple: to ensure your story is heard, your loan is structured for success, and your business gets the capital it needs to thrive.
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Email: paula@preferredbizcapital.com
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